Get Your Credit Debt Check Today
Over indebtedness is becoming a pressing problem for many South African households and if you feel that your household is under extreme financial stress then one of the first steps that you must take is to get a credit debt check from the various credit bureaux in South Africa. This will ensure that you are aware of all the creditors that you owe money to and which creditors have not been paid. It will also help you calculate how much you owe and need to repay on a monthly basis, so that you can draw up a budget. If a credit provider has not been compensated regularly, they will have instituted legal action against you which will also be reflected on your credit record. If your credit rating is incorrect or you have been wrongfully blacklisted, you can take steps to remedy the situation if you are in possession of the relevant information.
There are also various companies that offer debt counselling services who will run a credit debt check on your behalf for a small fee. These debt counsellors will also be able to intercede with your creditors and the credit bureaux to ensure that all the information reflected is correct. In the event that you are in deeper debt than you thought and cannot met your repayments, the debt counsellor will then be able to offer you a range of other services to assist you in meeting your financial commitments and clearing your debt.
Remember, that before you enter into any credit agreement, the credit provider will run a credit debt check to assess your credit rating. It is therefore important to make sure that you keep your credit score low and that you know at all times what your credit rating is. The various credit agencies in South Africa are bound by law to provide you with one free credit report every year.
To find out what your credit rating is through a credit debt check, contact us and we will provide you with all the necessary information as well as the services of a debt counsellor.